Is Cash Still King? Episode 562

Today on the Show: “Cash Is King? Gavin Pepper on Blackouts, Cyber Threats & the Cashless Future”
On today’s episode, Niall sits down with Dublin City Councillor Gavin Pepper to unpack a surprising new recommendation from the Government: keep some cash at home in case of future blackouts or cyberattacks.
The suggestion has sparked debate across the country — and Gavin isn’t mincing his words. For him, “Cash Is King,” and the idea of relying entirely on digital payments leaves Ireland dangerously exposed.
Niall and Gavin dive into the bigger question: Can we really trust a cashless society?
They explore the competing arguments shaping the national conversation:
💶 The Case FOR Cash:

Cash works when the power doesn’t.

It protects privacy and personal autonomy.

It prevents vulnerable groups from being excluded.

It limits dependence on tech companies, banks and infrastructure.

💳 The Case FOR Going Cashless:

Digital payments are faster and more convenient.

They reduce crime related to physical cash.

They improve financial tracking and tax compliance.

They streamline business operations and public services.

But what happens when the systems go down — or are taken down? And does the government’s own warning undermine confidence in the push for a fully digital payment model?
Niall challenges Gavin on whether fears around a cashless society are justified or exaggerated, while Gavin explains why he believes Ireland should be protecting access to cash, not phasing it out.
A lively, timely conversation about resilience, risk, and who really controls your money.
Tune in — and maybe keep a tenner in your pocket.